contact us for Landlord Insurance 0800 4701881 Monday - Friday, 8.30am - 6pm
Saturday 9am - 1pm ❄ Christmas Opening Times ❄
Insurance that makes you feel secure
contact us for Landlord Insurance 0800 4701881 Monday - Friday, 8.30am - 6pm
Saturday 9:00am - 1:00pm ❄ Christmas Opening Times ❄

Landlords Insurance

Landlords insurance for properties throughout the UK including.

  • Professionals

  • Students

  • DSS

  • Council

  • Asylum seekers

  • HMO's

  • Corporate let properties

Arrange cover today or speak to one of our advisers.

contact us Call us

0800 4701881

Monday - Friday, 8.30am - 6pm
Saturday 9am - 1pm

Landlords Insurance

Whether you have just the one let property or whether you are a professional full time landlord with a large property portfolio, it is very important that you have the correct type of insurance cover to protect your financial interests. Although Landlords insurance is similar to normal home insurance, there are some major and key differences. For instance a Landlords home policy will provide liability cover to protect you in the event a tenant is injured within the home and you are found liable. The policy will also provide compensation for loss of income should you not be able to let your property as a result of say a fire or flood, which is especially important if you have a mortgage to pay.

Hassle free claims

The last thing you want when making an insurance claim is a load of bureaucracy. We strongly believe that all claims should be completely hassle free whenever possible. We also appreciate and understand that incidents giving rise to a claim do not always occur between 9am and 5pm Monday to Friday. Exactly for that reason is why our claims line is open 24 hours per day, 365 days per year - giving you complete peace of mind when taking out a policy with i4me. Incidentally when making a claim we always encourage our policy holders to take photos of the damage that has occurred. As the saying goes ‘a picture is worth a thousand words’ and a good photo in our opinion will always speed up the processing of any claim.

Buildings Cover

The Home including, tennis courts, swimming pools, drives, paths, patios and terraces, walls, gates and fences, fixed fuel tanks and attached solar panels.

Choosing Your Building Sum Insured

The full cost of rebuilding the buildings in the same form, style and condition plus an amount for professional fees and debris removal costs.

Contents

Household goods, Landlords fixtures and fittings, within the home and radio and television aerials and satellite dishes attached to the home.

Choosing Your Contents Sum Insured

Your contents must be insured for the full cost of replacement as new. It is very important that your sums insured are correct at all times.

Proportionate Remedy (Applies to both Buildings & Contents)

If your sums insured are not adequate, then insurers will proportionally reduce the amount of any claim payment made by the percentage of under insurance.

Optional Additional Covers

Option to include Accidental Damage cover for both Buildings and/or Contents.

When insuring both Buildings and Contents

Standard cover includes loss of rent while the home cannot be tenanted. Liability cover in respect of claims made by tenants for injuries.

Standard Policy Excesses & Voluntary Excesses.

The Standard Policy Excess is £100 which applies for most claims, other than escape of water claims: excess £250 or subsidence when the excess is £1,000.

i4me specialises in arranging cover for let (tenanted) properties. The roots of the i4me insurance scheme for let properties can be traced back to 1994. Because of our vast past experience we have been granted one of the highest levels of underwriting authority from our scheme insurers. Whether your property is let to a working couple, a group of students or to those receiving social benefits we can arrange cover for you. Notably we can assist in arranging cover for properties that have even had past problems with flood or subsidence.

Our quote and buy website will enable you get your let property fully insured within minutes. Premiums can either be paid monthly by direct debit, subject to an instalment charge, or in full by either debit or credit card. We however also appreciate that some people prefer to talk to someone directly concerning a particular requirement. In this regard we welcome calls to our office where an experienced member of our team will be pleased to guide you through your cover options and arrange cover for you should you wish.

We love to chat. Give us a call.

Arranging insurance can be a daunting experience.

Sometimes you just want make a cup of tea, sit down and talk. To have someone clearly explain your choices, offer guidance and not feel rushed. We think that's important too. Which is why we love talking to and getting to know our customers.

So whether it's to arrange cover, check a particular detail or to discuss a renewal - get it touch.

0800 4701881