Landlords insurance for properties throughout the UK.
Use our easy comparison site for the best price and our bespoke cover will give you peace of mind and allow you to enjoy your home.
Whether you have just the one let property or whether you are a professional full time landlord with a large property portfolio, it is very important that you have the correct type of insurance cover to protect your financial interests. Although Landlords insurance is similar to normal home insurance, there are some major and key differences. For instance a Landlords home policy will provide liability cover to protect you in the event a tenant is injured within the home and you are found liable. The policy will also provide compensation for loss of income should you not be able to let your property as a result of say a fire or flood, which is especially important if you have a mortgage to pay.
The last thing you want when making an insurance claim is a load of bureaucracy. We strongly believe that all claims should be completely hassle free whenever possible. We also appreciate and understand that incidents giving rise to a claim do not always occur between 9am and 5pm Monday to Friday. Exactly for that reason is why our claims line is open 24 hours per day, 365 days per year - giving you complete peace of mind when taking out a policy with i4me.
Incidentally when making a claim we always encourage our policy holders to take photos of the damage that has occurred. As the saying goes ‘a picture is worth a thousand words’ and a good photo in our opinion will always speed up the processing of any claim.
The Home including, tennis courts, swimming pools, drives, paths, patios and terraces, walls, gates and fences, fixed fuel tanks and attached solar panels.
The full cost of rebuilding the buildings in the same form, style and condition plus an amount for professional fees and debris removal costs.
Household goods, valuables and personal belongings, within the home and radio and television aerials and satellite dishes attached to the home.
Your contents must be insured for the full cost of replacement as new. It is very important that your sums insured are correct at all times.
If your sums insured are not adequate, then insurers will proportionally reduce the amount of any claim payment made by the percentage of under insurance.
Option to include Accidental Damage (AD) cover for Contents (AD cover for Buildings is already included) and Denial of Access (Loss of income) cover.
i4me specialises in arranging cover for let (tenanted) properties. The roots of the i4me insurance scheme for let properties can be traced back to 1994. Because of our vast past experience we have been granted one of the highest levels of underwriting authority from our scheme insurers. Whether your property is let to a working couple, a group of students or to those receiving social benefits we can arrange cover for you. Notably we can assist in arranging cover for properties that have even had past problems with flood or subsidence.
Our quote and buy website will enable you get your let property fully insured within minutes. Premiums can either be paid monthly by direct debit, subject to an instalment charge, or in full by either debit or credit card. We however also appreciate that some people prefer to talk to someone directly concerning a particular requirement. In this regard we welcome calls to our office where an experienced member of our team will be pleased to guide you through your cover options and arrange cover for you should you wish.
Arranging insurance can be a daunting experience. Sometimes you just want to make a cup of tea, sit down, and talk. To have someone clearly explain your choices, offer guidance and not feel rushed.
We think that's important too. Which is why we love talking to and getting to know our customers.
So whether it's to arrange cover, check a particular detail or to discuss a renewal - get in touch.